Report a Claim

Corporate Claims Department

If this is an electric or gas billing concern, please contact customer service at 1-800-436-7734.

If your property has sustained damage or losses, or you were injured, and you believe your damages or injury were caused by the negligence of PSEG, you can file a claim.

For Long Island residents please click here for information on submitting a claim. 


PSE&G is expanding its claims policy due to the COVID-19 pandemic so that customers whose electrical service was interrupted by Tropical Storm Isaias for at least 72 hours can be reimbursed for spoiled food and medication. The tropical storm knocked out power for more than 575,000 customers in New Jersey, making it the fifth-most destructive storm in our company’s 100-plus year history.

PSE&G will reimburse residential customers up to $250 and commercial customers up to $5,000 for food spoilage if their service was interrupted for 72 hours or longer between Aug. 4 and 12, 2020 because of Tropical Storm Isaias. 

To qualify for the reimbursement, the following conditions apply:

  • Must be a PSE&G customer of record  as of 8/4/2020
  • Outage must have lasted longer than 72 hours anytime during the time period of 8/4/2020 and 8/12/2020
  • Outage must have been caused by Tropical Storm Isaias.
  • Medications must have been prescribed and in the name of the customer of record or member of household.

For residential customers, food spoilage claims of $150 or less must include an itemized list. Food spoilage claims over $150 must include an itemized list and proof of loss (for example: cash register tapes, store or credit card receipts, canceled checks or photographs of spoiled items).

Separately, customers will be reimbursed for losses, up to a maximum of $300, for prescription medications that spoiled due to lack of refrigeration. Customers must provide an itemized list of the medications and proof of loss (for example: pharmacy prescription label or pharmacy receipt identifying the medicine).

Commercial customers applying for reimbursement must supply an itemized list of spoiled food and proof of loss (invoices, inventory lists, bank statements).

To file a claim, see HOW TO FILE A CLAIM section below.

If you are reporting a claim for other types of damages such as property damage or business loss, etc., please note PSEG are not responsible for these type of damages caused by weather related conditions.

Please note reimbursement is limited to spoiled food and medicines ONLY.

Requests for reimbursement must be submitted on or before September 16, 2020.

If the request meets the above conditions, your request for reimbursement will be processed, and a check will be forwarded. It is our goal to complete the process of reimbursement within 60 business days from the date the completed claim form is received by the Claims Department.


For information on the claims process for New Jersey residents and answers to your questions, please click here for FREQUENTLY ASKED QUESTIONS (FAQs). We strongly suggest you print a copy of the FAQs for future reference.

Reimbursement and Insurance Options

We are committed to evaluating all claims presented in a responsive and fair manner. It is our goal to investigate and render a decision on your claim within 30-45 business days from the date the completed claim form and proofs of loss are received by the Corporate Claims Department. More complex claims may take longer but you will be advised accordingly.

If we are responsible, we will pay for the reasonable cost to repair the items we damaged.  If you have replaced items, we will pay you the Actual Cash Value (ACV) of the original item, which is determined by today’s replacement cost minus depreciation.

As another option, you may choose to file a claim with your insurance company to reimburse you for your loss, less your deductible. Your insurer may then choose to present a claim to us to recover compensation paid to you. Your insurer may be able to reimburse you for your losses without investigation and may, in some cases, pay full Replacement Cost Value (RCV) for damaged items, less your deductible. Please note, if you decide to go through your own insurance carrier and are reimbursed by your carrier, you cannot seek reimbursement from PSEG.

Limitations of Liability

PSEG, like all other utilities, cannot guarantee continuity of service. This is outlined in our Tariffs for Electric and Gas Service, Section 13.1, These Tariffs are filed with and approved by the State of New Jersey. Therefore, PSEG will not be liable for damages caused by certain occurrences that are beyond our control.

Some common causes of claims for which PSEG does not pay are:

  • Acts of God like weather-related conditions (ice, wind, lightning) and animal contacts (squirrels & birds)
  • Equipment failure
  • Damage to PSEG equipment by others
  • Accidents


How to file a Claim

If you lost power for more than 72 consecutive hours during Tropical Storm Isaias, please download and fill out a claim form below to cover spoiled food, medication or perishable commercial merchandise and email form and any proofs of loss to:

For all other claims, please download this form and email form and any proofs of loss to:


You can also mail the completed claim form to:

PSEG Corporate Claims Department
80 Park Plaza, M401
Newark, NJ 07102

Please note that any person, who knowingly and with intent to defraud any insurance company or other persons, files a statement of claim containing any materially false information, is committing a fraudulent insurance act, which is a crime, subject to criminal prosecution and civil penalties.

Completing the claim form is not a guarantee of payment. Upon our receipt of the completed claim form and proofs of loss, your claim will be assigned to a Claims Professional, who will investigate your claim and determine if there is any liability on the part of PSEG. When the investigation is completed, you will be contacted and advised as to our position on your claim.

For questions or to follow-up, please email or call us at 1-973-912-3843.

For additional information on what to do during a power outage, please visit our Outage Information page.